Westpac Altitude Platinum VISA

Westpac Altitude Platinum VISA

60,000 Bonus Points
Special offer for a limited time

Rewards Platinum Card from Westpac

60,000 Qantas or Altitude Points, and Zero Annual Fee

The highlight for Westpac Altitude Platinum VISA is 60,000 Signup Bonus Qantas or Altitude Points. For a limited time, it also comes with Zero Annual Fee.

60,000

Bonus Points

0.5 Points

Per Dollar

No Cap

$0

Annual Fee

Rewards Programs

Earning and Redeeming
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, foreign_transaction, other Earn 1 Altitude Points Per Dollar.
government Earn 0 Altitude Points Per Dollar.
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, foreign_transaction, other Earn 0.5 Qantas Points Per Dollar.
government Earn 0 Qantas Points Per Dollar.
Reward Program Maximum Earn Rate
Virgin Australia - Velocity Frequent Flyer $1 earns 0.5 Velocity Points.
2 Altitude Points = 1 Velocity Point (Monthly Auto-Redemption)
Virgin Australia - Velocity Frequent Flyer $1 earns 0.3333 Velocity Points.
3 Altitude Points = 1 Velocity Point (One-off transfer)
Singapore Airlines - KrisFlyer $1 earns 0.3333 KrisFlyer Miles.
3 Altitude Points = 1 KrisFlyer Mile
Cathay Pacific Airways - Asia Miles $1 earns 0.3333 Asia Miles.
3 Altitude Points = 1 Asia Mile
Air New Zealand - Air New Zealand Airpoints $1 earns 0.005556 Airpoints.
180 Altitude Points = 1 Airpoint (No Change)
Malaysia Airlines - Enrich $1 earns 0.3333 Enrich Miles.
3 Altitude Points = 1 Enrich Mile
Reward Program has no Redemption Partner.

Even More Redemption

Looking for other Redemption Options? Unlock More Redemptions Now!

Pros & Cons

  • Limited Time Offer: Zero Annual Fee.

  • 60,000 Signup Bonus Qantas or Altitude Points.

  • Earn 1 Altitude Point or 0.5 Qantas Points per dollar.

  • Complimentary Shopping and Travel insurances.

  • $150 or $200 Ongoing Annual Fee, with no benefits that recoup the cost.

  • High Purchase Interest Rate, if the balance is overdue.

Card Details

Westpac Altitude Platinum is a Premium VISA Card.

It offers uncapped earning at 1 Altitude Point or 0.5 Qantas Points per dollar earn rate.

If Qantas was chosen as rewards program, instead of altitude rewards, an additional $50 fee is payable, on top of $150 annual fee.

This card is expensive and offers next to no benefits.

The two key features includes
1. Signup Bonus 60k Qantas Points
2. Annual Fee waived during promotion, or if home loan with Westpac.

It’s a Burner Card.

Interest Rates & Fees

Eligibility

Product Name Westpac Altitude Platinum VISA
Card Image

Westpac Altitude Platinum VISA

Card Network
Card Issuer Westpac Bank
Annual fee $150 p.a.
Purchase Interest Rate 20.24% p.a
Cash Advance Interest 20.74% p.a.
Interest Free Period Up to 45 days on purchases
Foreign Transaction Fee 3%, using VISA Exchange Rate.

Eligibility

Minimum Income $30000 p.a.
Minimum Credit Limit $6000
Age Requirement 18 to years old.
Residency Requirement Citizen
Permanent Resident
Business Long Stay Visa
Working Visa
Student Visa
Additional Cardholder Up to 1 additional cardholder, for $0 each.

^ Westpac Altitude Platinum Bundle offers 90,000 Qantas or Altitude Points as Signup Bonus. Sometime it somes with ZERO Annual Fee.
* While official indicates $30,000, multiple applicants indicate that a stable $30,000 p.a. income is enough.
** The minimum Credit Limit is $6,000.
*** This card is open for temporary residents, as long as you have a stable high income, VISA policy is not strictly enforced.

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