Westpac Altitude Black Mastercard

Westpac Altitude Black Mastercard

80,000 Bonus Points
Terms & Conditions applies

Rewards Black Card from Westpac

80,000 Qantas or Altitude Points, and earning 0.75 Qantas per Dollar

The highlight for Westpac Altitude Black Mastercard is 80,000 Signup Bonus Qantas or Altitude Points. During promotion, it also comes with Zero Annual Fee.

80,000

Bonus Points

0.75 Point

Per Dollar

No Cap

$300

Annual Fee

Rewards Programs

Earning and Redeeming
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, foreign_transaction, other Earn 1.25 Altitude Points Per Dollar.
government Earn 0 Altitude Points Per Dollar.
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, foreign_transaction, other Earn 0.75 Qantas Points Per Dollar.
government Earn 0 Qantas Points Per Dollar.
Reward Program Maximum Earn Rate
Virgin Australia - Velocity Frequent Flyer $1 earns 0.625 Velocity Points.
2 Altitude Points = 1 Velocity Point (Monthly Auto-Redemption)
Virgin Australia - Velocity Frequent Flyer $1 earns 0.4166 Velocity Points.
3 Altitude Points = 1 Velocity Point (One-off transfer)
Singapore Airlines - KrisFlyer $1 earns 0.4166 KrisFlyer Miles.
3 Altitude Points = 1 KrisFlyer Mile
Cathay Pacific Airways - Asia Miles $1 earns 0.4166 Asia Miles.
3 Altitude Points = 1 Asia Mile
Air New Zealand - Air New Zealand Airpoints $1 earns 0.006945 Airpoints.
180 Altitude Points = 1 Airpoint (No Change)
Malaysia Airlines - Enrich $1 earns 0.4166 Enrich Miles.
3 Altitude Points = 1 Enrich Mile
Reward Program has no Redemption Partner.

Even More Redemption

Looking for other Redemption Options? Unlock More Redemptions Now!

Pros & Cons

  • 80,000 Signup Bonus Qantas or Altitude Points.

  • Earn 0.75 Qantas Points per dollar.

  • Complimentary Shopping and Travel insurances.

  • $250 or $300 Ongoing Annual Fee, with no benefits that recoup the cost.

  • High Purchase Interest Rate, if the balance is overdue.

Card Details

Westpac Altitude Black is a Premium World Mastercard.

It offers uncapped earning at 0.75 Qantas Points or 1.25 Altitude Points per dollar earn rate.

If Qantas was chosen as rewards program, instead of altitude rewards, an additional $50 fee is payable, on top of $250 annual fee.

This card is expensive and offers next to no benefits.

The two key features includes
1. Signup Bonus 80k Qantas Points
2. Annual Fee waived during promotion, or if home loan with Westpac.

It’s a Burner Card.

Interest Rates & Fees

Product Name Westpac Altitude Black Mastercard
Card Image

Westpac Altitude Black Mastercard

Card Network
Card Issuer Westpac Bank
Annual fee $250 p.a.
Purchase Interest Rate 20.24% p.a
Cash Advance Interest 20.74% p.a.
Interest Free Period Up to 45 days on purchases
Foreign Transaction Fee 3%, using Mastercard Exchange Rates.

Interest Rates & Fees

Minimum Income $75000 p.a.
Minimum Credit Limit $15000
Age Requirement 18 to years old.
Residency Requirement Citizen
Permanent Resident
Business Long Stay Visa
Working Visa
Student Visa
Additional Cardholder Up to 0 additional cardholder, for $1 each.

^ Westpac Altitude Black Bundle offers 120,000 Qantas or Altitude Points as Signup Bonus. Sometime it somes with ZERO Annual Fee.
* While official indicates $75,000, multiple applicants indicate that a stable $51,000 p.a. income is enough.
** The minimum Credit Limit is $15,000.
*** This card is open for temporary residents, as long as you have a stable high income, VISA policy is not strictly enforced.

Leave a comment

Your compare list

Compare
REMOVE ALL
COMPARE
0
Minimum 4 characters