Highest Earning Rewards Card from ANZ
120,000 Bonus Points with Reduced First Year Annual Fee
The highlight for ANZ Rewards Black is great with 120,000 Bonus Points and $100 back.
120,000 Bonus Points
$7,500 Spend in 3 Months
Earn 2 Reward Points
Per Dollar
$275 First Year
Reduced Annual Fee
$375
Annual fee
Rewards Programs
Earning and Redeeming
Pros & Cons
- $275 Reduced First Year Annual Fee
- 120,000 Signup Bonus Reward Points
- Earn 2 Reward Points per dollar
- Complimentary Shopping and Travel insurances
- $375 Ongoing Annual Fee, with no benefits that recoups the cost.
- High Purchase Interest Rate, if balance is overdue.
Card Details
ANZ Rewards Black is a Premium VISA Credit Card.
It earns 2 Reward Points per dollar spent, capping at 5,000 per Statement Period.
Currently ANZ is offering 120,000 Bonus Points for new card holders.
It’s a Burner Card.
Interest Rates & Fees
| Product Name | ANZ Rewards Black Credit Card |
|---|---|
| Card Image |
 |
| Card Type | |
| Annual fee | $375 p.a. |
| Purchase Rate (p.a.) | 18.79% p.a. |
| Cash Advance | Available 20.99% p.a. |
| Interest Free Period | Up to 55 days on purchases |
| Foreign Currency Conversion Fee (ANZ FX Rate) | 3% of transaction value |
Eligibility
| Recommended Minimum Income | $75000 p.a |
|---|---|
| Minimum Income | $75000 p.a * |
| Minimum credit limit | $15000 ** |
| Minimum Age | 18 years old |
| Available To Temporary Residents | Citizen, Permanent Resident, Business Long Stay Visa, Working Visa, Student Visa *** |
^ ANZ Rewards Black is a 120,000 Reward Points as Signup Bonus. Sometime it somes with a reduced Annual Fee.
* If you’re on a VISA, you need to have at least 9 months left on your VISA.