The American Express Explorer Credit Card

The American Express Explorer Credit Card

Offer ends 14 Jan 2019
Terms and conditions apply

Cashback and Membership Rewards while shopping

The most rewarding credit card, with a 60,000 bonus points offer.

With 60,000 bonus points, a $400 Travel Credit and 2 points per dollar earn rate, the Amex Explorer card is easily the most rewarding credit card in Australia.

60,000

Bonus Points

2 Points

Per Dollar

$400

Travel Credit

$395

Annual Fee

Rewards Programs

Earning and Redeeming
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, foreign_transaction, other Earn 2 Gateway Points Per Dollar.
government Earn 0.5 Gateway Points Per Dollar.
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, other Earn 2 Ascent Points Per Dollar.
government Earn 0.5 Ascent Points Per Dollar.
Categories Earn Rate
shopping, grocery, petrol, utility, telecommunication, insurance, other Earn 2 Ascent Premium Points Per Dollar.
government Earn 0.5 Ascent Premium Points Per Dollar.
Reward Program Maximum Earn Rate
Virgin Australia - Velocity Frequent Flyer $1 earns 1 Velocity Points.
Minimum transfer amount: 2000 points
Singapore Airlines - KrisFlyer $1 earns 1 KrisFlyer Miles.
Minimum transfer amount: 5000 points
Cathay Pacific Airways - Asia Miles $1 earns 1 Asia Miles.
Minimum transfer amount: 5000 points
Emirates - Emirates Skywards $1 earns 1 Skywards Miles.
Minimum transfer amount: 2000 points
Etihad Airways - Etihad Guest $1 earns 1 Etihad Guest Miles.
Minimum transfer amount: 1000 points
Air New Zealand - Air New Zealand Airpoints $1 earns 0.01 Airpoints.
Minimum transfer amount: 2000 points
Thai Airways - Royal Orchid Plus $1 earns 1 Royal Orchid Plus Miles.
Minimum transfer amount: 5000 points
Malaysia Airlines - Enrich $1 earns 1 Enrich Miles.
Minimum transfer amount: 500 points
Hilton Hotels & Resorts - Hilton Honors $1 earns 1 HHonors Points.
Minimum transfer amount: 1000 points
Marriott Hotels‎ - Marriott Rewards $1 earns 1.333 Bonvoy Points.
Minimum transfer amount: 1000 points
Reward Program Maximum Earn Rate
Virgin Australia - Velocity Frequent Flyer $1 earns 1 Velocity Points.
Minimum transfer amount: 2000 points
Singapore Airlines - KrisFlyer $1 earns 1 KrisFlyer Miles.
Minimum transfer amount: 5000 points
Cathay Pacific Airways - Asia Miles $1 earns 1 Asia Miles.
Minimum transfer amount: 5000 points
Emirates - Emirates Skywards $1 earns 1 Skywards Miles.
Minimum transfer amount: 2000 points
Etihad Airways - Etihad Guest $1 earns 1 Etihad Guest Miles.
Minimum transfer amount: 1000 points
Air New Zealand - Air New Zealand Airpoints $1 earns 0.01 Airpoints.
Minimum transfer amount: 2000 points
Virgin Atlantic - Flying Club $1 earns 1 Flying Club Miles.
Minimum transfer amount: 2000 points
Thai Airways - Royal Orchid Plus $1 earns 1 Royal Orchid Plus Miles.
Minimum transfer amount: 5000 points
Malaysia Airlines - Enrich $1 earns 1 Enrich Miles.
Minimum transfer amount: 500 points
Hilton Hotels & Resorts - Hilton Honors $1 earns 1 HHonors Points.
Minimum transfer amount: 1000 points
Marriott Hotels‎ - Marriott Rewards $1 earns 1.333 Bonvoy Points.
Minimum transfer amount: 1000 points
Reward Program Maximum Earn Rate
Qantas Airways - Qantas Frequent Flyer $1 earns 1 Qantas Points.
Minimum transfer amount: 2000 points
Virgin Australia - Velocity Frequent Flyer $1 earns 1 Velocity Points.
Minimum transfer amount: 2000 points
Singapore Airlines - KrisFlyer $1 earns 1 KrisFlyer Miles.
Minimum transfer amount: 5000 points
Cathay Pacific Airways - Asia Miles $1 earns 1 Asia Miles.
Minimum transfer amount: 5000 points
Emirates - Emirates Skywards $1 earns 1 Skywards Miles.
Minimum transfer amount: 2000 points
Etihad Airways - Etihad Guest $1 earns 1 Etihad Guest Miles.
Minimum transfer amount: 1000 points
Air New Zealand - Air New Zealand Airpoints $1 earns 0.01 Airpoints.
Minimum transfer amount: 2000 points
Virgin Atlantic - Flying Club $1 earns 1 Flying Club Miles.
Minimum transfer amount: 2000 points
Thai Airways - Royal Orchid Plus $1 earns 1 Royal Orchid Plus Miles.
Minimum transfer amount: 5000 points
Malaysia Airlines - Enrich $1 earns 1 Enrich Miles.
Minimum transfer amount: 500 points
Hilton Hotels & Resorts - Hilton Honors $1 earns 1 HHonors Points.
Minimum transfer amount: 1000 points
Marriott Hotels‎ - Marriott Rewards $1 earns 1.333 Bonvoy Points.
Minimum transfer amount: 600 points

Even More Redemption

Looking for other Redemption Options? Unlock More Redemptions Now!

Pros & Cons

  • Earn 100,000 Membership Rewards Bonus Points when you apply online by 7 January 2019, are approved and spend $1,500 on your card within the first 3 months from card approval.

  • Earn 2 Membership Rewards per dollar. Highest uncapped earn rate in Australia: 2 miles per dollar.

  • Access to Amex Offers. Cashbacks!

  • Receive a $400 Travel Credit every year, which essentially offsets the $395 annual fee.

  • 2 Complementary airport Amex Lounge Accesses.

  • Complementary Travel & Shopping Insurance.

  • Smartphone Screen Insurance up to $500.

  • Excellent 24/7 Customer Service.

  • The annual fee of $395 p.a. is high if you cannot make full use of the travel benefits.

  • High Purchase Interest Rate, if balance is overdue.

  • No Cash Advance Available.

  • Not accepted as widely as Mastercard or VISA.

Where are the Cashbacks?

American Express offers Cashbacks via its American Express Connect portal. Here're some of the Cashback offers in 2018.

Card Details

The American Express Explorer is a premium rewards credit card. It has a $395 annual fee, which is offset by a yearly $400 Travel Credit you can use to book Flights, Hotels, Cars and Fine Resorts through American Express Travel.

Interest Rates & Fees

Product Name The American Express Explorer Credit Card
Card Image

The American Express Explorer Credit Card

Card Network
Card Issuer American Express
Annual fee $395 p.a.
Purchase Interest Rate 20.74% p.a
Cash Advance Interest Not Available
Interest Free Period Up to 55 days on purchases
Foreign Transaction Fee 3%, using American Express Exchange Rate.

Eligibility

Minimum Income $65000 p.a.
Minimum Credit Limit $2000
Age Requirement 18 to years old.
Residency Requirement Citizen
Permanent Resident
Business Long Stay Visa
Working Visa
Student Visa
Additional Cardholder Up to 4 additional cardholder, for $0 each.

^  If you find my content helpful, please consider using my referral link. Thank you, it helps a lot!
* While official indicates $65,000, multiple applicants indicate that a stable $50,000 p.a. income is enough.
** While official indicates $3,000, customer support had confirmed that credit limit could be lowered to $2,000
*** While official indicates Citizen, PR, and Business Long Term VISA, multiple applicants indicate that, as long as you have a stable high income, VISA policy is not strictly enforced.

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