The American Express Altitude Platinum Credit Card

The American Express Altitude Platinum Credit Card

15,000 Bonus Points Offer^
Terms and conditions apply

A Westpac Co-Branded Amex

15k Bonus Altitude Points.

With 15,000 bonus Bonus Altitude Points. $49 Annual Fee for the first year.

15,000

Bonus Altitude Point

3 Points

Spend Int. Currency

Westpac

Mastercard Bundle

$49

Annual Fee

Rewards Programs

Earning and Redeeming
Categories Earn Rate
foreign_transaction Earn 3 Altitude Points Per Dollar.
shopping, grocery, petrol, utility, telecommunication, insurance, other Earn 2 Altitude Points Per Dollar.
government Earn 1 Altitude Points Per Dollar.
Categories Earn Rate
foreign_transaction Earn 1.5 Qantas Points Per Dollar.
shopping, grocery, petrol, utility, telecommunication, insurance, other Earn 1 Qantas Points Per Dollar.
government Earn 0.5 Qantas Points Per Dollar.
Reward Program Maximum Earn Rate
Virgin Australia - Velocity Frequent Flyer $1 earns 1.5 Velocity Points.
2 Altitude Points = 1 Velocity Point (Monthly Auto-Redemption)
Virgin Australia - Velocity Frequent Flyer $1 earns 0.9999 Velocity Points.
3 Altitude Points = 1 Velocity Point (One-off transfer)
Singapore Airlines - KrisFlyer $1 earns 0.9999 KrisFlyer Miles.
3 Altitude Points = 1 KrisFlyer Mile
Cathay Pacific Airways - Asia Miles $1 earns 0.9999 Asia Miles.
3 Altitude Points = 1 Asia Mile
Air New Zealand - Air New Zealand Airpoints $1 earns 0.01667 Airpoints.
180 Altitude Points = 1 Airpoint (No Change)
Malaysia Airlines - Enrich $1 earns 0.9999 Enrich Miles.
3 Altitude Points = 1 Enrich Mile
Reward Program has no Redemption Partner.

Even More Redemption

Looking for other Redemption Options? Unlock More Redemptions Now!

Pros & Cons

  • Earn 15,000 Bonus Qantas Points or Altitude Points, are approved and spend $3,000 within the first month from card approval.

  • Low Annual Fee,  $49 p.a.

  • Double Dip Signup Bonus.

  • Earn up to 3 Altitude Points per dollar.

  • Access to Amex Offers. Cashback!

  • Poor Redemption Rate with Altitude Points.

  • High Purchase Interest Rate, if the balance is overdue.

  • No Cash Advance Available.

  • Not accepted as widely as Mastercard or VISA.

Where are the Cashbacks?

American Express offers Cashbacks via its American Express Connect portal. Here're some of the Cashback offers in 2018.

Card Details

The American Express Altitude Platinum Card is a rewards credit card. It has a $49 annual fee.

Interest Rates & Fees

Product Name The American Express Altitude Platinum Credit Card
Card Image

The American Express Altitude Platinum Credit Card

Card Network
Card Issuer American Express
Annual fee $49 p.a.
Purchase Interest Rate 20.24% p.a
Cash Advance Interest Not Available
Interest Free Period Up to 55 days on purchases
Foreign Transaction Fee 3%, using American Express Exchange Rate.

Interest Rates & Fees

Minimum Income $50000 p.a.
Minimum Credit Limit $2000
Age Requirement 18 to years old.
Residency Requirement Citizen
Permanent Resident
Business Long Stay Visa
Working Visa
Student Visa
Additional Cardholder Up to 1 additional cardholder, for $0 each.

^  American Express Westpac Altitude Bundle sometime somes with $0 annual fee, for both Cards. Consider waiting for the best offer before apply.
* While official indicates $50,000, multiple applicants indicate that a stable $45,000 p.a. income is enough.
** While official indicates $3,000, customer support had confirmed that credit limit could be lowered to $2,000
*** While official indicates Citizen, PR, and Business Long Term VISA, multiple applicants indicate that, as long as you have a stable high income, VISA policy is not strictly enforced.

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